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For some St. Charles homeowners, flood insurance high price to pay

For some St. Charles homeowners, flood insurance high price to pay

St. Charles resident Kelly Abate clicked through a September 2008 photo album on her desktop computer — each photo a window into her family's re-occurring nightmare. One showed their backyard transformed into a muddy wading pool. Another showed her basement, where appliance boxes and Christmas decorations floated on water reaching 4 feet high. A third photo showed the family's front curb the next day, where damaged wicker chairs, torn blankets and rugs and a soggy couch joined dozens of other items suddenly deemed worthless. "We moved here in '93, and it flooded in '94. Our insurance company told us it was a '100-year flood' that would never...

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